I have 15 years of experience, and specialize in the field of college student financial aid with specific knowledge in the areas of student loans, for-profit higher education and scholarships. I have published on such topics as gainful employment, incentive compensation and need-based grant aid. I have testified on scholarship scams, student loan credit crisis and adequacy of need-based grants. I quit my job as a research scientist to focus full-time on making it easier for students to pursue a college education. I try to act as a catalyst for positive change.