I have 30 years of experience, and specialize in the field of finance with specific knowledge in the areas of mortgage origination, mortgage servicing and mortgage securitizations. I have published on such topics as valuing servicing, inside sales and warehouse lending. I have testified 10 times on topics such as finance. I have served on advisory boards for Fannie Mae and Freddie Mac, appeared before U.S. Congressman to discuss mortgage specifics and have presented on many industry panels.