I have 35 years of experience, and specialize in the field of property and casualty insurance with specific knowledge in the areas of underwriting, sales and service. I have published on such topics as worker’s compensation, property insurance, casualty insurance rating plans, self-insurance, and premium financing. I have testified 7 times on topics such as insurance sales, underwriting and servicing. I have handled claims, sold insurance, managed an underwriting organization, taught insurance at a university, lectured, published and consulted on property and casualty insurance matters.