I have 35 years of experience, and specialize in the field of insurance and risk management with specific knowledge in the areas of insurance company practices, agent practices and bad faith claims. I have published on such topics as life insurance, annuities and property and liability insurance. I have testified 75 times on topics such as life insurance marketing practices, agents behavior and contract interpretation. In the late 1990’s, I was told that an appeals court quoted my testimony in an important decision and opinion on a case in which I was deposed.