I have 10 years of experience, and specialize in the field of commercial and residential valuation with specific knowledge in the areas of construction, insurable value and highest and best use issues. I have published on such topics as insurable value. My specialization in construction and insurance replacement valuation is a unique mixture in the appraisal industry. For an appraiser to be able to specialize in this field, cost estimating and/or construction and/or adjuster knowledge is necessary.