Utah Residential Mortgage, Policies Expert #46502

I have 25 years of experience, and specialize in the field of banking with specific knowledge in the areas of residential warehouse lending, credit administration and mortgage banking. I have testified on industry standards, fraud prevention and credit management. In 1991 I used my FDIC examination experience to create a due diligence process for a warehouse lender that evenually became a standard practice for most warehouse lenders.

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