I have 24 years of experience and specialize in the field of compliance and audit with specific knowledge in the areas of mortgage leading fraud, securitization and real estate fraud. I have published on such topics as consumer protection, TRO and preliminary injunctions and RESPA, TILA, ECOA, F CRA, FDCPA etc. I have testified 47 times on topics such as mortgage fraud and complaince, RESPA, TILA, HOEPA, ECOA, FDCPA and FCRA and UDAP.