California Mortgage, Finance, Trusts Expert #14578

I have 39 years of experience, and specialize in the field of mortgage banking, real estate lending and financing with specific knowledge in the areas of investor specific underwriting, mortgage banking and savings and loan norms and mores. I have testified 24 times on topics such as fraud, broker standards, policies, and procedures, underwriting standards for a number of different types of loans, from agency to portfolio to securitization, accepted norms and mores for loan production and servicing in an institution and disclosing fraudulent.I have completed two loan management training programs with two major savings and loans, providing me with a comprehensive and first-hand understanding of real estate lending.

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