I have 17 years of experience, and specialize in the field of community banking with specific knowledge in the areas of bank and holding company management, lending and operations. I have published on such topics as editorials, blogs and tweets. I have testified on community bank regulations and the regulatory environment, credit union taxation issues and the importance of community banks and preservation of the dual banking system. I am the fourth generation of my family to own and operate our community bank and I am a passionate advocate for preservation of the dual banking system.