I have 30 years of experience and specialize in the field of life and health insurance underwriting with specific knowledge in the areas of bad faith and wrongful denial of life and health claims, life and health insurance underwriting, material misrepresentation and life expectancy calculations. I have published on such topics as life insurance underwriting, life expectancy and epidemiology. I have testified 27 times on topics such as bad faith and wrongful denial of life and health claims, life and health insurance material misrepresentation and life expectancy calculations.