I have 20 years of experience, and specialize in the field of insurance with specific knowledge in the areas of property and casualty, life insurance and health insurance. I have published on such topics as mergers and acquisitions in general. I have testified 12 times on topics such as personal (auto and homeowners) insurance, life and credit products and annuities and commercial insurance, including Workers’ Compensation. Not a bad life for an immigrant kid from Romania!