I have 40 years of experience, and specialize in the field of insurance with specific knowledge in the area of group, worksite, special risk, insurance and reinsurance. I have published on such topics as group long term disability product design, state of the market and as part of an industry research committee. I have testified 10 times on topics such as reinsurance, insurance and underwriting. Was the key witness in one of the largest reinsurance arbitrations ever decided.