I have 18 years of experience, and specialize in the field of financial risk management with specific knowledge in the areas of market risk, credit risk and liquidity risk. I have published on such topics as the credit crisis of 2007-2009, mathematical models for finance and mathematical methods for credit assessment. I have testified on failed or incomplete risk assessments for investments, suitability of due diligence performed and the history of financial market crises. I was Chief Credit Officer of a major asset management firm during the Credit Crisis of 2007 to 2009.