I have 27 years of experience, and specialize in the field of banking and finance with specific knowledge in the areas of lending, leasing & credit, operations and personnel management. I have testified 20 times on topics such as lending & financing practices, wage & hour issues and bank operating processes & procedures. I have a broad exposure to bank operations, credit and lending processes. As a former CEO, Chief Executive and senior officer of several organizations I understand all areas of financial management and currently write columns for Gannet Newspapers and provide on-air economic commentary for CBS TV affiliates.