I have 32 years of experience, and specialize in the field of commercial real estate finance with specific knowledge in the areas of commercial mortgage brokerage, commercial real estate lending practices and hard money commercial mortgage lending. I have published on such topics as commercial mortgage brokerage, fee collection practices for commercial real estate brokers and starting and running hard money lending companies. I have testified on advance fees, best practices for hard money commercial mortgage lenders and commercial real estate financing commitments.