I have 36 years of experience and specialize in the field of commercial insurance and reinsurance with specific knowledge in the areas of property and casualty, reinsurance and insolvencies. I have published on such topics as insurance, reinsurance and insolvencies. I have testified 20 times on topics such as utmost good faith, follow the settlements and contract interpretation. My experience runs the gamut of property and casualty business from surplus lines, to personal and commercial lines, specialty business, captives and international reinsurance.