I have 43 years of experience and specialize in the field of banking and Wall Street technology and networks with specific knowledge in the areas of credit and debit, smart cards, encryption, payment systems, FOREX trading systems, SWIFT, CHIPS, BANKWIRE, FEDWIRE, VISA, MASTERCARD, AMEX, EBAY, PAYPAL, and bank office construction and telecom cabling. I have published on such topics as communicating home computers, New York banking, technical treatises in computer science, and analog communication systems. I have testified on a newly-designed telecom system, an Omron ATM design, and in a case involving merging ATM’s with electronic retail kiosks.