I have 27 years of experience and specialize in the field of property and casualty insurance, with specific knowledge of actuarial evaluation of unpaid claim liabilities, insurance department financial examinations and statements of actuarial opinion. I have spoken at numerous industry seminars on such subjects as loss reserving, risk-based capital, breast implant liability, loss reserve discounting for tax purposes, and changes in the National Association of Insurance Commissioners’ (NAIC) Statutory Property/Casualty Annual Statement.