I have 30 years of experience, and specialize in the field of actuarial science with specific knowledge in the areas of pensions, post-retirement medical benefits and defined benefit plans. I have published on such topics as 403(b) plans. I have served as a consulting actuary since 1978 and am a senior principal and senior actuary in an actuarial consulting firm. I advise employers and plan administrators regarding the funding, operation, expensing, liability recognition, design and administration of pension and other post-employment benefit programs.