Colorado Actuarial Services Expert #14650

I have 40 years of experience and specialize in the field of actuarial services related to insurance and risk with specific knowledge of life and annuity insurance, product design and development, and intellectual property and business method patents. I have published on such topics as intellectual property and patents, and private placement variable universal life insurance. I have testified 7 times on topics such as annuity sales practices, universal life product design and annuity products in qualified plans.

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