I have 25 years of experience and specialize in the field of finance and actuarial science with specific knowledge of financial valuation, insurance and bank rehabilitation. I have published on such topics as causes of bank or insurance failures, valuation of financial instruments, and setting premiums and reserves for maintaining insurer solvency. I have testified 10 times on topics such as continuing care retirement communities, valuation of financial assets in divorce and benefits payable under an insurance contract.